Can You Invest If You’re Casual … Seasonal … A Freelancer …
Forget what you’ve been told about investing without a full-time job.
You aren’t locked out of the market.
At least, not any more.
Because sure, in the past it’s been tough to get a loan without a traditional full time, 9-5 job.
But the landscape has been changing over the last few years.
Casual, Seasonal and Freelance Are ‘The New Norm’.
Banks and regulators have recognised the rise of casual, seasonal and freelance
employment.
Plus the enormous number of people who own their own businesses.
That’s why they’re getting used to lending to people with different types of incomes.
They’re no longer seen as temporary, unreliable, start/stop wages.
And they’ve adjusted their lending criteria to recognise these forms of employment are often just as stable as full time 9-5 jobs.
After all, many casuals have been employed by the same company for years.
Others are doing seasonal work so regularly, their yearly income is just as reliable as
everyone else’s.
And freelancers aren’t fly-by-night temps. Many are earning serious money working for multiple clients on long term, stable gigs.
And what about business owners?
Many business are profitable with long term clients and a steady income.
Meet Sally and Jason. Two Seasonal Employees With 2 Investment Properties And More On The Way
Sally and Jason are perfect examples.
They work between 6 and 9 months of the year, and travel the world the rest of the time.
Bungee jumping, skiing in Switzerland, the kind of life most of us only dream of.
But when they’re working, they’re right into it.
12 hour days.
Often 7 days a week.
But in the past, the banks would have put them in the ‘too hard’ basket.
Their seasonal jobs wouldn’t have fitted inside their neat, conservative, (even old-fashioned) boxes.
These days however, the banks are more flexible.
They admit their incomes are pretty decent. And they’re stable from year to year.
It doesn’t matter if they do a whole year’s worth of work in 7 months.
It works for them and it works for the people who employ them.
We helped Sally and Jason secure two investment properties, and so far they’ve created over $500,000 in wealth.
They’re about to get their third.
And they’re working towards a future where working will be entirely optional.
This is why we’re happy to work with people who don’t fit inside the 9-5 full-time worker box.
Sure, it might not be as easy as a 9-5 full timer.
But we know how to make it work.
If you’re employed as a casual, you’re seasonal, a freelancer or you own a business, we’re happy to help out.
And more often than not we’ll get you a result.
As long as your annual income is at least $150,000, chances are we can get you into the market and building a long term portfolio to give you financial freedom.
Curious to see if you can get into the market?
Even if you’ve got a mortgage, there’s a good chance you can invest even if you’re a casual, seasonal, freelancer or business owner.
Enter your details below and we’ll book a time to go through your situation and give you an assessment of your ability to invest in real estate.
More often than not, people are surprised to discover that they can invest in real estate.
And since you’ve got nothing to lose and everything to gain, spend 60 minutes with us and we’ll answer the question once and for all.