Question: We live in Melbourne and own our home. How do I protect our home if we invest in property? Answer: This is a really important question and a common concern. One of the first things I would say is don’t cross-collateralise. What does that mean? If you walk into a bank, and say that you want to invest in property, they’ll often recommend that you secure the investment loan against your home – providing your home as security. You don’t need to do that. Secondly, release your equity first. By releasing your equity first, through what we call a Master Facility, you will be able to cover all the…